The most significant reforms to the Texas workers compensation system came about with the passage of House Bill (HB) 7 by the 79th Texas Legislature in 2005. Although HB 7 affected many aspects of the Texas workers compensation system, one of the most notable changes was the provision allowing carriers to create or contract with health networks to provide health care services to injured employees.

Service American Indemnity Company is partnered with the Caramor Health Care Network. The employer and employees base network eligibility on the accessibility of the certified network coverage area.